How It Works?
First, we cut your payments in half, then we cut your debt in half to give you the breathing room you’re hoping for.
- Step 1: Complete the application. Make sure to list all of your unsecured accounts, credit cards and signature loans. You will be notified by email within 24 hours once you’re approved.
- Step 2: Next we’ll set up your debt management account that is FDIC insured.
- Step 3: Cancel all payments and automatic payments to your loans and credit cards that are included.
- Step 4: Make your payments on time the best you can. Remember your new payment should be at least half of what the old payments were. Credit Card companies don’t like late payments and they don’t like it even more when you’re in a program.
- Step 5: Accept the settlements we receive. Sometimes your program will end faster and for a lot less money when the settlements are even lower than our estimates.
Now you can celebrate you new Debt Free Life!
